Student Loans

Education loans for college costs may be available to you and/or your parents. This aid must be repaid, usually with interest. Some loans are based on financial need. Federal education laons often provide the lowest interest rates. These include federal Direct Subsidized and Direct Unsubsidized loans, federal Direct Parent PLUS loans, and federal PLUS loans. To apply for a federal student loan, file the FAFSA. Click here to learn more.

Loan Forgiveness Programs

New York State programs

  • District Attorney and Indigent Legal Services Attorneys Loan Forgiveness Program
  • Get on Your Feet Loan Forgiveness Program
  • Licensed Social Workers Loan Forgiveness Program
  • Nursing Faculty Loan Forgiveness Program
  • Young Farmers Loan Forgiveness Program
  • Child Welfare Worker Loan Forgiveness Program

Federal programs

  • Perkins Loan Cancellation Programs for certain types of public service or certain occupations
  • Public Service Loan Forgiveness
  • Teacher Loan Forgiveness

Federal loan repayment assistance programs

  • Armed Forces Student Loan Repayment Program
  • Federal Loan Consolidation
  • Federal Loan Repayment Plans
  • Health Professions Faculty Repayment Program
  • National Health Service Corps Loan Repayment Program